Florida’s skyrocketing homeowners insurance premiums are rapidly shifting the balance of affordability across the state, and the Orlando metro area is not immune. This isn’t just a cost problem; it’s a major factor reducing buyer demand, especially for older homes in areas like Deltona and Longwood that may not meet current wind mitigation standards. Buyers are now factoring a $5,000+ annual insurance bill into their budgets, making your listing less competitive.
For homeowners already struggling, a pending renewal notice with a massive premium increase can be the last straw. Trying to sell a home with an outdated roof or older systems means the new buyer will face massive difficulty securing coverage or be forced into the expensive state-backed system. This fear of high costs makes traditional buyers hesitant and delays closing.
We buy houses fast in Orlando recognizes the high Central Florida insurance market as a major hurdle. When we provide a cash offer for your Deltona home as-is, we factor in the necessary capital expenditures (like a new roof or structural updates) to bring the property to modern insurance standards. This eliminates the cost and liability for you. We are constantly tracking the latest legislative changes regarding property insurance and wind mitigation rules in Volusia and Seminole Counties.
Don’t wait for your next insurance bill to drain your savings. If high premiums are making it impossible to sell your Longwood or Deltona home, contact us for a guaranteed cash offer that allows you to walk away from the renewal notice instantly.